Individual current account

Our current accounts are customized to suit a variety of customers who carryout regular financial transactions and are tailored to meet their needs particularly in today’s fast-moving world where financial transactions are the order of the day. The individual current account allows its holders to have full time access to their accounts through mobile banking applications, SMS alerts, debit cards, all to ensure that customers always have access to their accounts wherever and whenever.

The individual current account is specifically designed to meet the financial needs of individuals running micro or medium sized enterprises in the informal sector and managed by a physical person. This account procure the following:


  • Fast and secured deposits and withdrawals;
  • Reliable business transactions;
  • Accessibility to operational and investment loans;
  • Financing of contracts and supplies;
  • Personalised cheques
  • Overdraft facilities
  • Cheque clearing and discounting;
  • Attractive and Flexible interest rates
  • SMS alert
  • Flexible collateral options

Opening requirements

  • No required opening fee
  • Initial deposit as from 15000
  • 02 coloured passport photos 4*4 ;
  • Photocopy of   national identity card ;
  • Justification of activity orsource of income (tax payer card, recent pay etc);
  • Localisation Plan